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Car loan interest rates1/17/2024 ![]() ![]() We are also not legally responsible for availability, viewpoints, products, or services offered or expressed on the site you are about to visit.Ĥ After you submit a loan application, your Auto Loan rate disclosed is guaranteed for 15 days from the date your loan is approved. Patelco Credit Union does not legally represent the operator of this site or the Patelco member, should the two enter into a transaction. ![]() Please consult the website’s Privacy Policy for additional information. Although Patelco works closely with many partners, third-party sites may offer a different privacy policy and level of security. If necessary, we may also share certain information about you with third parties, like our insurers, to process your request.ģ The AutoSMART™ links on this page will cause you to leave the Patelco Credit Union website. This will be a “hard” pull and may affect your credit. If you choose to proceed with a loan application, Patelco will request your full credit report from one or more credit reporting agencies. New Auto loan payment examples: 0‑48 months: $23.99 per month per $1000 borrowed at 6.94% APR for 48 months 49‑66 months: $18.38 per month per $1000 borrowed at 7.04% APR for 66 months 67‑72 months: $17.22 per month per $1000 borrowed at 7.24% APR for 72 months 73‑84 months: $15.51 per month per $1000 borrowed at 7.74% APR for 84 months.Ģ Patelco runs a “soft” credit pull to determine which pre-qualification offer you qualify for. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account relationship, vehicle mileage, amount financed and vehicle age. New Auto rates starting at 6.94% APR effective subject to change without notice.
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